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I- Income + assets. C- Credit history. E- Employment. D- Debt to Income Ratio. O- Other debts. E- Expenses. S- Simultaneous mortgage. See more. Study with Quizlet and memorize flashcards containing terms like What does TILA stand for?, What is a HELOC loan?, What is a REFI loan? and more.

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Free NMLS Practice Test (updated 2024) NMLS Practice Test. Prepare for your test with realistic questions. Start Test. The SAFE Mortgage Loan Officer (MLO) exam is designed by NMLS to assess the knowledge and skills of prospective state-certified loan officers.

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