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Thus, successful implementation of this liability shift is necessary for merchants to protect themselves and their customers from potential fraud. Understanding the Importance of Successful Liability Shift for Enrolled Card Transactions

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Aug 2, 2021 · The liability moves from the merchant to the card issuer if a card issuer confirms that a card is enrolled in 3D Secure and the cardholder authentication is successful (e.g., bank). The merchant should proceed with the payment approval according to the requirements.

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